Proactive and tax-smart retirement planning.

Fee-only financial advice and tax planning to help you achieve your goals and live out your values.

Meet Kyle (Founder & CPA)

Hi! I’m Kyle, an independent advisor with 11 years in financial planning and tax.

  • I’m a CPA with deep expertise in today’s constantly shifting tax landscape

  • I use a comprehensive financial planning approach, using world-class market strategies.

  • My firm is fully virtual, so I’m able to work with clients anywhere in the U.S.

  • I’m based in Campton Hills, Illinois, where I live with my wife and three children.

  • I specialize in focused, high-touch service.

See full bio

Our Services

Helping you make excellent financial decisions

Retirement Planning

Know when you can retire, how much you need, and what you can spend.

Tax Strategy & Preparation

Save money on taxes and have it all handled in one place with proactive year-round tax planning and tax return preparation. Tax bracket management to minimize lifetime tax burden.

Values-Based Planning

Align your money with what matters most to you. I will never make a recommendation without understanding what’s important to you and your family.

Cash Flow Planning

Manage assets and all income for optimal savings and spending. Social Security and pension optimization strategies, customized withdrawal plans across all account types, Required Minimum Distribution (RMD) planning, and Roth conversion strategies.

Investment Management

Globally diversified, low-cost portfolios that are easy to understand and tailored to your risk tolerance and timeline. More peace of mind, less market stress.

Generosity Planning

Be wise and intentional with giving. We will develop strategies that align your giving with your values while maximizing tax efficiency.

How our process works

Start with a no-obligation consultation and take four easy steps to financial freedom.

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Discovery Consultation (45–60 minutes)
Before you become a client, we’ll meet to see if working together makes sense. I’ll get to know what prompted you to reach out, what you’re hoping to accomplish, and what concerns or priorities are top of mind.
During this no‑obligation meeting, we will:
  • Discuss what’s driving your decision to seek advice
  • Review your current challenges and priorities
  • Explain my approach and answer questions about Long Planning
  • Decide together whether it makes sense to move forward
Onboarding Meeting (60 minutes)
If we decide we’re a good fit, we’ll complete the advisory agreement, handle paperwork and account transfers, and begin the planning process. This meeting also gives us time to go deeper into your goals and values.
Strategy & Planning
After onboarding, I gather key documents and begin building a customized retirement and tax strategy designed around your priorities.
Your plan will include:
  • Exact time you can retire and how much you can expect to live on
  • A strategy to turn your nest egg into a reliable retirement paycheck
  • A tax plan to reduce taxes and keep more of your resources
  • A custom investment portfolio aligned with your risk tolerance
  • An estate plan to ensure your heirs have support if something happens to you
  • Clear next steps to give you confidence and peace of mind
Plan Delivery (1–2 hours)
Once the plan is complete, we walk through every detail and action step. You’ll leave with clarity and confidence about the path ahead.
Ongoing Service
Retirement and tax planning require ongoing coordination and updates. We meet throughout the year to keep your plan optimized and aligned with your goals.
Annual Meeting Cycle
Winter Meeting
  • Set the plan for the year ahead
  • Estimate spending and determine portfolio withdrawals (retired clients)
  • Review income, savings, and loan strategies (working clients)
  • Review retirement savings maximums and confirm your savings plan
  • Plan for large expenses (home projects, travel, vehicles, college, etc.)
Spring Meeting
  • Tax strategy meeting and review of your tax return
  • Full‑year tax projection to identify opportunities
  • Withholding review and updates
  • Ensure you’re not under‑ or over‑paying taxes throughout the year
Summer Meeting
  • Mid‑year plan check‑in
  • Review progress on cash flow and goals
  • Investment strategy and performance review
  • Estate and insurance check‑in
Fall Activities
  • Stay current on tax updates and compliance requirements
  • Complete continuing professional education
  • Prepare for year‑end planning and upcoming Winter meetings