I’m paid only by you, not by companies selling financial products who may not have your best interests in mind. There are no commissions or hidden fees.

A percentage of total assets. See fees for more information.

We start with a free 45–60 minute Discovery Consultation to see if we're a good fit — no obligation, no pressure. If we decide to move forward, we complete an Onboarding Meeting to handle paperwork and go deeper into your goals.

From there, I build a fully customized retirement and tax strategy: when you can retire, how much you can spend, how to minimize taxes, and how to invest your portfolio.

Once your plan is delivered, we meet regularly throughout the year — in winter, spring, and summer — to keep your plan updated and on track. Tax planning, investment reviews, and ongoing strategy are all included.

I believe successful investing is about discipline, diversification, and staying the course. I utilize globally diversified, low-cost portfolios tailored to your risk tolerance. Your investments are implemented in a tax efficient way utilizing Exchange Traded Funds (ETFs) and direct indexing with individual stocks.

I offer personal, high-access service without commissions, product sales, or corporate agendas. You get direct access to me with no layers or assistants in between. I use advanced tools like Altruist to give you a simple, modern experience. Big firms typically don’t offer deep tax planning or the flexibility I provide.

Reviewing portfolios, updating financial plans, implementing tax strategies, tracking tax law changes, writing newsletter updates, answering your questions, and helping you prepare for major life decisions.

With Altruist, a secure third-party custodian backed by Vanguard. Altruist is the third-largest custodian in the country.

Yes, everything is protected by industry-standard security and backed by a trusted custodian.

You will always have direct access to your funds and can move or use your money at any time.